wedding budget planner

Whether you are planning a simple gathering of close friends for your wedding at home, an informal ceremony at a resort or celebrating with a grand affair your budget needs to be honoured. I have listed all the possible expenses you may need to consider for a wedding however, please remember all of these expenses (except the officiant who conducts the legal ceremony) are optional… many of them are non essential. You can have a wedding for under $1000 or over $100,000 – you and your budget will determine this. You get to choose what you want and how much you are prepared to spend. Discuss this matter in full with each other and also, any parties who are providing financial support. It is essential that you are all clear and in agreement about what you want to spend and on what.
Always plan a contingency sum for the unexpected costs. How much leeway do you have and what will happen if you go over budget? What is important? (The answer to this question will inevitably be different for each of you so your ideas need to be out in the light. Any of the items below can be pruned out of your list. Remember that after the wedding comes your marriage and you will want to start out on the right foot – not bogged down with a wedding day debt that leaves you struggling! This exercise of planning your budget will be one of many financial discussions you will have in your relationship together. It is great practice for more discussions to come. Remember to ask for help if you need it.
You may wish to add columns to this chart that include: estimated cost, actual cost, over or under cost amount, who is paying, deposit and date paid (keep receipts safe and check amounts before filing away)balance, when to pay and date paid in full. (Ensure all payments are made before the wedding day so you don’t have to worry about this on the day)
Be realistic and adapt this budget planner to suit your needs and finances. Plan well and enjoy!